Target of 3.5 Million Houses by 2030

Mumbai: The Maharashtra Cabinet, chaired by Chief Minister Devendra Fadnavis, today approved the State Housing Policy 2025, which promises every citizen a sustainable, secure, and environmentally friendly home by 2030 under the motto “My Home, My Right.” The policy emphasizes data-driven decision-making, use of modern technology, speed, transparency, and social inclusion.

Key Highlights of the Housing Policy:

✅ Policy after Nearly Two Decades

The previous housing policy was released in 2007. After nearly 18 years, a comprehensive new policy has now been announced.

✅ Four Guiding Principles

The policy is structured around Affordability, Inclusivity, Sustainability, and Resilience, aimed at addressing economic, social, environmental, and disaster-related challenges.

✅ Focus on Social Inclusion

Special provisions are proposed for senior citizens, working women, students, and industrial workers.
• Rental housing will be provided to working women and students.
• Industrial workers will get rental homes for up to 10 years, after which ownership will be transferred.
• PPP (Public-Private Partnerships) will be promoted, and CSR funds will be encouraged for social housing.

✅ Goal of 3.5 Million Homes by 2030

The state aims to construct 35 lakh (3.5 million) homes for the EWS (Economically Weaker Sections), LIG (Low-Income Group), and MIG (Middle-Income Group) by 2030 with an investment of ₹70,000 crore. An additional 5 million homes are targeted in the following decade.

✅ Demand-Supply Survey by 2026

A comprehensive survey to assess housing demand in all districts will be completed by 2026 to guide further planning and implementation.

✅ State Housing Information Portal (SHIP)

A centralized digital platform will enable tracking of housing demand and supply, geo-tagging of units, fund allocation, and integration with systems like MahaRERA, MahaBhulekh, PM Gati Shakti, etc. AI tools will support data analysis, forecasting, and decision-making. All schemes will link to the Maharashtra Unified Citizen Data Hub.

✅ Creation of Land Bank

In coordination with various departments, a statewide land bank of government-owned land suitable for residential use will be created by 2026 and integrated with SHIP for new housing projects.

✅ Special Category Housing

Proposed schemes for government employees, veterans, freedom fighters, differently-abled, journalists, artists, mill workers, mathadi workers, and airport staff.
• Affordable rental homes will be built near major hospitals in cities for relatives of patients.
• These schemes will follow PMAY (Urban) principles.
• In line with the “Walk to Work” concept, housing will be developed near employment hubs, especially in industrial areas.
• 10–30% of reserved land in industrial estates will be allocated for residential use.

✅ Inclusive Housing in Metro Regions

Under UDCPR Rule 3.8.2 and DCPR Rule 15, inclusive housing schemes will apply to all metropolitan regions with over 1 million population. These will be tracked via a mobile app and updated on the housing department portal.

✅ State-Level Grievance Redressal Committee

To ensure redevelopment projects are completed on time, a State High-Level Grievance Committee will mediate between beneficiaries and developers, monitor quality, and resolve disputes.

✅ Self-Redevelopment Cell

To promote cooperative housing society-led redevelopment, a State Self-Redevelopment Cell and a dedicated ₹2,000 crore Self-Redevelopment Fund will be created.

✅ MahaAwas Fund

A ₹20,000 crore MahaAwas Fund, as recommended by NITI Aayog, will be set up to support ambitious housing projects.

✅ Affordable Rental Housing

Massive rollout of affordable rental housing through MHADA, CIDCO, and private developers.

✅ Green Buildings

The policy encourages green buildings using heat-resistant materials, energy-efficient construction, rooftop gardens, and urban tree plantations to reduce heat and improve climate resilience.

✅ Disaster-Resilient Construction

Under the Global Housing Technology Challenge, new technologies will be used to build homes that are resistant to heat, floods, and earthquakes.

✅ Construction Technology Research Centre

A new center will be established to promote green, resilient, inclusive, and affordable construction technologies.

✅ Redevelopment Policy Reforms

Tripartite agreements among societies, developers, and authorities will be mandated. Developers will be required to deposit advance rent into escrow accounts to protect tenants.
• MHADA to study extending redevelopment incentives to non-cessed buildings.
• Legal amendments will be made to speed up redevelopment outside Mumbai.

✅ CSR Funds for Slum Rehabilitation

Social Responsibility Funds will be used for affordable housing for women, senior citizens, and students. Operational mechanisms will be defined to support such projects.

✅ Knowledge Partners Appointed

Institutions like IIT, IIM, UDRI, and WRI will be appointed as knowledge partners to strengthen the policy framework and respond to evolving challenges.

⸻

Slum Rehabilitation Provisions:

✅ Use of Central Government Land

The policy proposes the use of Central Government land for joint slum rehabilitation projects with funding from central agencies.

✅ IT-Based Project Management

Tech tools will be used for real-time monitoring, beneficiary tracking, and fund management to improve transparency and accountability.

✅ Cluster Redevelopment Encouraged

Slums within a ward will be redeveloped collectively using integrated planning.

✅ CSR for Slum Rehabilitation

CSR funds will be used to finance slum rehab projects and promote public-private collaboration.

✅ Mandatory Registration of Development Agreements

Agreements between slum dwellers and developers must be registered with minimum stamp duty to protect legal rights.

✅ Shared Amenities in Rehab Area

Common areas such as parking, staircases, and lift lobbies will be included in FSI incentives.

✅ Redevelopment of Dangerous Buildings

Buildings in dangerous condition will be redeveloped with incentives similar to Rule 33(7A).

✅ New Developers for Stalled Projects

New capable developers will be appointed through tenders for slum rehab projects that have seen no progress.

✅ Joint Venture Projects

For 228 stalled projects in MMR, joint ventures involving BMC, MHADA, CIDCO, MMRDA, MahaHousing, and others will be launched with government approval.