Central Government Employees Health Scheme: How to Apply, Benefits, and More Information

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The Central Government’s commitment to the welfare of its citizens is evident through various schemes aimed at supporting the needy and impoverished segments of society. Among these initiatives, the Central Government Health Scheme (CGHS) stands out as a crucial lifeline for government employees, pensioners, and their dependents, providing essential healthcare services without the burden of financial strain.

The CGHS offers a comprehensive healthcare package, ensuring cashless treatment for government employees and pensioners in designated hospitals across the country. This scheme alleviates the financial burden associated with medical expenses, providing peace of mind to beneficiaries during times of illness or medical emergencies.

Who Benefits from the Scheme?

The CGHS caters to a diverse range of beneficiaries, including:

1. Central Government employees and their family members
2. Current and former Members of Parliament (MPs)
3. Former Governors and Lieutenant Governors
4. Central Government pensioners and their eligible family members
5. Freedom fighters
6. Current and former judges of the Supreme Court and High Courts
7. Central Government Accredited journalists
8. Delhi Police employees
9. Railway Board employees
10. Central Government employees who are Central Post office employees receiving pension from public sector undertakings

Facilities Available in CGHS:

The CGHS encompasses a wide array of healthcare services, including:

1. Cost of treatment and medicines in Outpatient Departments (OPDs)
2. Expert consultation in government hospitals
3. Treatment in government hospitals
4. Emergency treatment costs in private and recognized hospitals
5. Reimbursement of expenses for prosthetic limbs
6. Family welfare and Maternal and Child Health (MCH) services

How to Avail Benefits:

To access CGHS services, eligible individuals must obtain a CGHS card, which serves as a gateway to healthcare facilities under the scheme. The application process for obtaining a CGHS card is streamlined and can be completed both online and offline.

Online Application Process:

1. Visit the official website of CGHS.
2. Fill out the application form and submit the required documents.
3. Obtain the health card online and opt for home delivery if desired.

Offline Application Process:

1. Visit the designated CGHS office.
2. Fill out the application form and submit the necessary documents.
3. Receive the health card upon successful verification.

By simplifying the application process and expanding healthcare access, the CGHS plays a pivotal role in ensuring the well-being of government employees, pensioners, and their families. As a cornerstone of social welfare, this scheme embodies the government’s commitment to fostering a healthier and more inclusive society.

How to Apply to Avail the Scheme:

1. Visit https://bharatkosh.gov.in//.
2. Click on “Unregistered User.”
3. Under the Depositors category, select the “Individual” option.
4. Click on the search icon in Purpose and select “Health & Family Welfare.”
5. Select “Pensioner” under Pensioner type and click on “Search.”
6. Choose “Receipt from Pensioner” and select “021721 PAO (LHMC & Hospital) New Delhi.”
7. Fill in the requested information and proceed.
8. Obtain your health card online or opt for home delivery.

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